Privacy Policy

Complete transparency on how we protect and manage your personal data on the Morivalthenqua platform

Last updated: January 15, 2025

1. General Information

Morivalthenqua ("we", "our", or "company") is committed to protecting the privacy of users of our creative budgeting platform. This Privacy Policy describes how we collect, use, store, and protect personal information in accordance with Canadian privacy laws and applicable regulations.

As a company based in Canada, we operate under the jurisdiction of Canadian data protection authorities and strictly comply with all legal requirements established by the Office of the Privacy Commissioner of Canada (OPC).

Data Controller: Morivalthenqua, headquartered at 1533 Queen St W, Toronto, Canada. For privacy-related inquiries, contact us at info@morivalthenqua.com or +14165372323.

2. Personal Data We Collect

We collect different types of personal information as you interact with our services. Collection is always limited to what is necessary to provide and improve our financial budgeting services.

Identification Data

Full name, email address, phone number, date of birth, and contact information required to create and maintain your account.

Financial Data

Information about income, expenses, financial goals, and budget categories you voluntarily enter on the platform to personalize your experience.

Technical Data

IP address, browser type, operating system, pages visited, time spent, and other usage data collected automatically.

Communication Data

Content of messages you send us through contact forms, support chat, or email correspondence.

3. Purposes of Data Processing

We process your personal data solely for the following legitimate purposes:

  • Service Provision: Provide access to the creative budgeting platform, process your financial information, and personalize the experience based on your goals.
  • Account Management: Create, maintain, and manage your user account, including secure authentication and password recovery.
  • Communication: Respond to your inquiries, provide technical support, and send important service-related notifications.
  • Service Improvement: Analyze usage patterns to optimize features, fix errors, and develop new functionalities.
  • Legal Compliance: Comply with legal obligations, including tax and audit requirements applicable in Canada.

We never use your personal financial data for direct marketing of third-party financial products or to create credit profiles without your explicit consent.

4. Legal Basis for Data Processing

The processing of your personal data is based on the following legal grounds:

  • Performance of a Contract: To provide the budgeting services you requested through our platform.
  • Legitimate Interest: To improve our services, ensure platform security, and prevent fraud.
  • Consent: For marketing communications and optional features that require explicit authorization.
  • Legal Obligation: To comply with applicable legal and regulatory requirements.

5. Your Rights Over Your Personal Data

Under Canadian privacy laws, you have the right to exercise the following rights regarding your personal data:

1
Right of Access: You can request information about what personal data we process, how we use it, and with whom we share it.
2
Right to Rectification: You can request correction of inaccurate or incomplete personal data.
3
Right to Deletion: You can request the deletion of your personal data under certain circumstances.
4
Right to Restriction: You can request the restriction of processing your personal data in specific situations.
5
Right to Portability: You can request the transfer of your data to another service provider in a structured format.
6
Right to Object: You can object to processing based on legitimate interests or for direct marketing purposes.

To exercise any of these rights, send a detailed request to info@morivalthenqua.com. We will respond within the maximum period of 30 business days, as required by Canadian legislation.

6. Security and Protection Measures

We implement robust technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction:

  • Data encryption in transit and at rest using industry standards (TLS 1.3 and AES-256)
  • Strict access controls with multi-factor authentication for employees
  • Continuous security monitoring and intrusion detection
  • Secure backups and disaster recovery procedures
  • Regular security audits by certified independent entities
  • Regular employee training on data protection and cybersecurity

Our servers are located in ISO 27001-certified data centers in Canada, ensuring that your data does not leave the Canadian jurisdiction without explicit authorization.

7. Data Sharing and Transfers

Your personal data is treated with the utmost confidentiality. We only share personal information in the following limited circumstances:

  • Service Providers: With third-party providers who assist us in operating the platform, always under strict data protection agreements
  • Legal Obligations: When required by Canadian law, regulation, or court order
  • Protection of Rights: To protect our legal rights, property, or the safety of our users

We never sell, rent, or trade your personal data to third parties for marketing purposes. Any data transfer outside Canada is conducted only with adequate safeguards approved by Canadian authorities.

8. Data Retention Period

We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected:

  • Active Account Data: For the duration of your active use of the platform
  • Data After Account Closure: Up to 3 years after account closure to comply with legal obligations
  • Financial Data: 7 years, as required by Canadian tax legislation
  • Communication Data: 2 years after the last interaction for support purposes
  • Technical Data/Logs: 12 months for security and optimization purposes

After these periods, we proceed with the secure and irreversible deletion of the data, except when extended retention is required by law or necessary for defense in legal proceedings.

9. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance platform functionality and personalize your experience:

  • Essential Cookies: Necessary for the basic operation of the platform (session, security)
  • Functionality Cookies: Store your preferences and customized settings
  • Analytical Cookies: Help us understand how you use the platform for improvements (only with consent)

You can manage your cookie preferences in your browser settings. Note that disabling essential cookies may affect platform functionality.

10. Changes to This Policy

This Privacy Policy may be updated periodically to reflect changes in our services, applicable legislation, or best data protection practices.

We will notify you of significant changes via the email address associated with your account at least 30 days in advance. Minor changes will be posted on our website with the date of the last update.

Continued use of the platform after changes constitutes acceptance of the updated policy.

Privacy Inquiries Contact

Morivalthenqua - Data Protection
1533 Queen St W, Toronto
Canada

Email: info@morivalthenqua.com
Phone: +14165372323

Right to File a Complaint:
You may file a complaint with the Office of the Privacy Commissioner of Canada (OPC)
Website: www.priv.gc.ca
This Privacy Policy complies with Canadian privacy laws and regulations. For any further clarification on how we protect your privacy, please contact us through the means indicated above.